Foreclosures FAQ Q: What is a foreclosure? Q: How does foreclosure happen? Q: Is anyone exempt from foreclosure? Q: I own a home. It has not yet gone into foreclosure, but I have missed one or two payments. Do I need to do anything? Q: I own a home that has gone into foreclosure. What should I do? Q: My house was forclosed, why am I getting a violation letter? Q: Is there an ordinance in the city of Springfield for vacant properties? Q: Where can I find homes that are in foreclosure in the city? Q: How can I register a vacant property?